Greed and Scams Table of Contents
Accounting 1
Accounting Fraud, Executive Officers, Auditors, Board Members
Advertisement 5
Dishonest and Deceptive, Bait and Switch, Endorsement, Internet Scam
Airport: Inside Jobs, PIATCO 11
Alternative Medicine 13
Rise of Alternative Medicine, Food Supplements, Herbal
Medicine, Homeopathy, Colon Therapy, Crystal Healing,
Faith Healing, Iridology
Animal Cruelty: Food Sources, Pet Shops, Sports Cruelty 18
Appliance Industry 22
Warranties, Extended Warranty/Maintenance Agreement, Repair Shops
Banking Industry 24
Bank Loans, Other Bank Scams, Internet Loan,
Minimum Balance, Inside Jobs, BCCI, Automatic
Teller Machine, Mortgage, Taxes Due from Banks
Books 33
How-to Books, Book Injury, Book Scams, Plagiarism,
Counterfeit Books, Local Works, Textbooks
Budget Deficits 40
Government-Owned Corporations, Government Financial
Institute, Corruption, Reducing Loans, Government
Workforce, Intelligence Funds, Role of Congress
Bureau of Customs: Payment Scam, Smuggling, Improvement 45
Bureau of Immigration 49
Office of the Commissioner, Illegal Aliens, Foreigners
Business 52
Bait and Switch, Retail Business, Department Stores,
Franchise, Buy-Back Scam, Do’s and Don’ts
Cancer Cure 58
Laetrile, Shark Cartilage, LK-200, Zoetron Therapy, Hydrazine Sulfate
Car 62
New Cars, Financing and Insurance, Car Accessories,
Used Cars, Car Scams, Car Manufacturers
Car Repair 71
Fake Auto Parts, Unnecessary Repairs, Dishonest and Incompetent
Mechanics, Tune-up, Ghost Repair, Motor Oil and Additives
Cartel: Oil, Rice, Diamond 78
Cell Phone: Text Scam, Pre-paid Cards, Used Cell Phones, Cloning 79
Charity: Non-Governmental Organizations, Donation 83
Child Abuse 85
Child Labor, Street Children, Children’s Toys
and Movies, Baby Products, Child Soldiers
Commission on Audit 89
Computer Crimes 90
Computer Bugs, Computer Scam Artists, Computer Hacking,
Computer Scams, Computer Spamming, Software Theft,
Computer Virus, Trojans, Protection, Unsolicited Email,
“Spoofing” Scams, Internet Service Providers
Congress 102
Cost of Legislation, Conflict of Interest, Allowance and Perks,
The Speakership, Congressional Committees, In Aid of
Legislation, Public Service, Attendance
Constitutional Change 108
Construction Industry 109
Building Contractor, Contractor as Victim,
Worldwide Problem, Developer
Consumer Fraud 114
Contracts in General 115
Corruption 116
Corruption and Poverty, Cash Advances, Overpricing,
Ghost Workers, Ghost Deliveries, Slow Justice, Foreign
Experience, Recent Survey, List of Corruption
Cosmetics Products 124
Definition, Natural Products, Beauty Parlors, Baby Products,
Deodorant and Anti-Perspirant, Hair Dyes, Moisturizers, Perfumes,
Shampoos, Skin Whiteners, Fabric Softeners, Deceptive Names
Cosmetic Surgery 135
Incompetent Surgeons, Liposuction, The Breast, Derma Clinics
Credit Card 138
Credit Card Basics, Credit Card Thieves, Free Credit Card,
Online Credit Card, Smart Money Card, Reducing Frauds,
Usurious Interest Rate
Dating Game 145
Internet Dating, Sex and Robbery, Cybersex, Advertisement
Doctors 147
Incompetent and Unscrupulous, Misdiagnosis, Antibiotics,
Professional Fee, Crime Against Property, Endorsement,
Sexual Assault, VAT Exemption
Drug Menace 155
Lucrative Venture, Death Penalty, Anti-Drug
Police, Drug Addicts, Drug Testing Centers
Education Department 160
HighSchool Bridge Program, Richest Department,
Local Government Units, Suppliers, Teachers
Election 167
Flying Voters, Vote Buying, Guns, Goons, and Gold,
Disenfranchisement of Voters, Watchers, Dagdag-Bawas,
Certificates of Canvass, Disqualification of Candidates,
Local Election, Presidential Election, Poll Automation,
Electoral Protest, Other Anomalies
Employment 176
Contractual and Apprenticeship, Quota System, Household
Helpers, Job Interview, Work-at-Home Scam, Provincial
Employee, Oversea Workers, Employee Scam, Embezzlement
Fake Medicines 183
Extent of the Problem, Modus Operandi, Diversion, Solutions
Fake Products 188
Counterfeit, Local Fakes, Harmful Effects,
Smuggling, Liquor, Brand Protection Association,
Software Piracy, Substandard, Spotting the Fakes
Farmers 195
CARP, Coconut Levy Funds, Government Subsidy,
Farm Roads, Smuggling, National Food Authority
Forgery: Art, Hitler’s Diary, Diploma Mill, Other Forgeries 202
Fortune Teller 208
Fraud Defined 209
Funeral Parlor 211
Gambling 212
Gambling Lords as Politicians, Playing Cards, Jueteng,
Masiao, Mahjong, Cockfighting, Sports Betting, Bingo,
Raffle Draw, Economic Facts about Gambling
Garbage: Unhealthy Landfill, Tragedy, Haulers 221
General Appropriations Act 224
GSIS 226
Gun Control: Owning a Gun, The Gunfight 229
Homeownership 231
Inflated Price, Homeowners Association, Low-Cost Housing,
Escalation Clause, Maceda Law, Default, Foreclosure
Hoodlums in Robes 240
Bidding War, Warrant of Arrest, Bail/Bail Bond, Abuse of
Discretion, Administrative Penalty, Due Process of Law, Justice
Delay, Low Battling Average, Illegal Detainers, Money Claims
Hospitals 248
Expensive Hospitalization, Dirty Hospitals, Carelessness, Nosocomial,
Tools and Equipment, Hospital Staff, Government Hospitals
Identity Theft 255
Related Crimes, Phishing, Dead Persons Association, Local Scenario
Illegal Recruitment 258
Law on Illegal Recruitment, Avoiding the Scam,
POEA Advice, Modus Operandi, Foreign Illegal Recruiters
Insurance 268
Biggest Insurance Frauds, Insurance Agents, Insurance
Claims, Fake Death, Fire Insurance, Insurance for Guarantor,
Life Insurance, Medical Insurance, Personal Injury,
Third-Party Insurance, Vehicular Insurance, Customs Bond
Investment 276
Avoiding Fraud, Case of the Fake Can Goods, Bundle-Bundle
Gang, Banking or Quasi-Banking, Internet Investment Scam
Japayuki 278
Jewelry: Diamonds, Artificial Diamonds, Gem Scam in Thailand , Gold 280
Kidnapping 285
Land Scam 286
Spurious Land Titles, Buying Land, Public Lands, Land
Flipping, Public Estates Authority, Nonexistent Subdivision
Lawyers 290
Bad Lawyers, Good Lawyers, Lawyers and
Doctors, Lawyers and Politicians, Lawyers and the
Justice System, Notary Public, Bar Examination
Marriage and Annulment 295
Military Procurement 296
Oakwood Mutiny, Combat Boots, Modus Operandi,
Electronic Procurement System, Winning the War?
Money Laundering 303
Effects of Money Laundering, Sources of
Money, Methods of Money Laundering, The Money
Trail, Financial Task Force, Conclusion
Multilevel Marketing 310
National Power Corporation 314
BataanNuclear Power Plant, Independent Power Producer,
Purchased Power Adjustment, Build-Operate-Transfer, San Roque
Multi-Purpose Project, Magellan Cogeneration, Inc., Consumers’
Woes, Rehabilitation of Power Plants, Impending Power Shortage
News Media 320
Tools of Opportunity , Media and Money,
Honest and Dishonest Mediamen
Nigerian Letters 323
Modus Operandi, Variations, Nigerian Bank Scam,
Black and White Money Scam, Profiling Victims
Ombudsman: Delays and Inaction, Neglected Institution, Lifestyle Checks 328
Online Shopping 331
Pagcor 333
Milking Cow, Rip-Off, Proliferation, Retirement Benefits, Grievances,
Online Gambling, Franchising, Politicians and Money Laundering
Pagejack and Mousetrap 342
Parking Fee 343
Passport 344
Pawnshop 345
Pesticide 346
Misuse of Pesticide, Inert Chemicals, Banana Plantation ,
Women and Children, Fertilizer and Pesticide Authority
Pharmaceutical Firms 350
Unconscionable Profits, Price Fixing, Fast-Track Drug
Approval, Unethical Practice, Modern Drugs, Role of the
Doctors, Deadly Medicines, Protecting Yourself, Switched
Names, Generic Drugs, Animal Testing, Drug Stores
Philippine Charity Sweepstakes Office 367
Pigeon (Pocketbook) Drop 367
Police Corruption 369
Brotherhood of Good and Evil, Drug
Problem, Injustice, PNP and the Military
Politics in General 374
Setting Examples, Political Dynasty, Political Contribution
Population Bomb 378
People as Assets? Limiting Factors, Economic Growth,
Tempering the Population Growth, Population Momentum,
Abortion, Pro-life is a Misnomer, National Problem
Pork Barrel 388
The Legislators, Priority Development Assistance
Fund, Modus Operandi, Recommendations
Pornography: Internet, Child Pornography, Pedophilia 394
Poverty: Businessmen, Politicians, Charity, Begging 397
Public Utilities 399
Public Works and Highways 400
Dummy Contractors/Projects, Megadike of 1996, Macapagal
Highway, Built-Operate-Transfer Law, Public Bidding, Public
Officials, Ghost and Extra Work, Business as Usual, Conclusion
Pyramiding 409
Charles Ponzi, Modus Operandi, Dollar Pyramid, Discount
Card Pyramid, Chain Letter, Pyramid Clubs, Safeguard
Quackery 417
Harmful Effects, Medicine, Health Care, Labeling Claims,
Anti-Aging Hormone, Impotence Drugs, Home Shopping Network
Recreational Project 426
Red Tape 427
Religious Institutions 428
Samples, Seed Money, Affinity Frauds, Sexual Abuse,
Religious Relics, Doomsday Cults, Moslem Mosque, Tax Exemption
Restaurant: Overcharging, Underpaid, Contaminated Food 434
Retirement 438
AFP Retirement Fund, Napocor, Philippine
Leisure and Retirement Authority
Rules of Court 440
Postponement, Raffle of Cases, Motion for
Reconsideration, Service of Documents
Senior Citizen 442
Sex Slavery: Prostitution, Modern Sex Slavery, Sex Tour, Ecstasy 443
Shoplifting: Techniques, Employee Theft, Prevention 448
Smoking 451
Squatter: Population Explosion, Government Tolerance, Crime Syndicate 452
Stock Market 454
Stock Broker, Boiler Room, Stock Analyst, Stock Dividend, Insider
Trading, BW Resources, Online Message Boards, Pump and Dump
Supreme Court 462
Frivolous Appeals, Conflicting Decisions, Rating the SC, Docket Fee
Surgery 465
Angiograms, Informed Consent, Bypass Surgery,
Balloon Angioplasty, Comparative Analysis, Unnecessary
Surgery, Women, Insurance Scam, Conclusion
Sweepstakes 476
Tax Payment 477
Withholding Agents, Bank Scam, Tax Evasion, Tax
Avoidance, Tax Amnesty, Value Added Tax, Property
Tax, Capital Gain, Investors, Tax Credit Certificates
Taxi Driver 489
Telephone: Telemarketing, 809 Scam, Long-Distance Scam, Hackers 490
Timesharing Resort 493
Towing 495
Traffic Problems 496
Traffic Projects, Potholes, Traffic
Regulations, Traffic Signs and Traffic Lights
Travel and Tour 499
LaosInsurance Scam, Online Travel Scam,
Airline Ticket, Organ-Transplant Tourists
Treasure Hunt 502
U.S.Treasury Bond 504
Weight Loss 504